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VIII. 자격증 (Certificate)/Real Estate Realtor License

Unit3 : Fair Housing Test

by hlee100 2019. 2. 12.
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Q : The provisions of the federal Fair Housing Act apply

A : in all states.



Q : Which of the following is legal?

A : Requiring a person with a disability to establish an escrow account for the costs to restore a property after it has been modified



Q : All of the following would be permitted under the federal Fair Housing Act EXCEPT

A : the owner of a 20-unit residential apartment building renting to men only.



Q : Any aggrieved person who believes illegal discrimination has occurred may file a complaint with HUD

A : within one year of the alleged act.



Q : Failure of the real estate professional to comply with fair housing laws is

A : both a civil and a criminal violation and grounds for disciplinary action.



Q : Complying with the letter of the law

A : may not be enough; real estate professionals might perform legally yet not ethically.



Q : A violation of fair housing laws

A : places the livelihood of the real estate professional in jeopardy as well as making the real estate professional subject to financial 

penalties.



Q : Establishing relationships with community and fair housing groups

A : to discuss common concerns and find solutions to problems is a worthwhile activity for the real estate professional.



Q : Advertising property only in a Korean-language newspaper

A : tends to discriminate against non-Koreans.



Q : Complaints relating to the Civil Rights Act of 1866

A : must be taken directly to federal courts.



Q : A prospective homebuyer who is black inquires about the availability of a home in a predominantly white residential neighborhood for which the prospective buyer has been financially qualified. What should the broker say to this prospect?

A : "I'll be pleased to show you houses in that area."



Q : The federal Fair Housing Act does NOT prohibit

A : discriminating on the basis of marital status.



Q : A lender's refusal to lend money to potential homeowners attempting to purchase properties located in predominantly Latino neighborhoods is known as

A : redlining



Q : A real estate professional said to a homeowner, "I hear they're moving in. There goes the neighborhood! Better put your house on the market before values drop!" This is an example of what illegal practice?

A : Blockbusting



Q : The civil rights laws that affect the real estate industry help ensure that

A : everyone has the opportunity to live wherever they can afford to live.

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